Terms & Conditions
Trading entity: gtl works trading as spendguard (“SpendGuard”, “we”, “us”). England and Wales. Company number: none (sole trader). A limited company may be formed later.
These Terms apply when you buy the SpendGuard Software Cost Audit (£99 one-off). Optional SpendGuard Monitor (£29/month) is mentioned only briefly below; separate terms may apply if you subscribe later.
1. What we provide
Software Cost Audit (£99, one-off)
- You supply a software inventory (tools, vendors, seats/licences, approximate spend where known).
- We review that inventory and return a written audit focused on potential recovered cash and service recommendations.
- Delivery is normally within 3 business days after we have received both payment and your inventory.
- Recommendations presented as approved have been through human review before you see them.
This is an inventory-only service. We do not access your accounts, log into your tools, or act in your systems.
2. What we do not do
We never:
- Collect passwords, MFA codes, API keys, or similar credentials
- Access, cancel, purchase, or change anything in your accounts on your behalf
- Guarantee savings — any estimates or potential savings are indicative only, not promises of results
3. Your responsibilities
You agree to:
- Provide a reasonably accurate inventory and contact details
- Not send us credentials or access tokens
- Use the audit for your own organisation’s decision-making; you remain responsible for any cancel, renew, or purchase decisions
4. Fees, payment, and VAT
- Audit fee: £99 (one-off), payable upfront via Stripe UK (or the UK payment method we advertise).
- Card and payment data are processed by Stripe; we do not store full card numbers.
- Prices are shown in pounds sterling (£).
- VAT: whether prices are inclusive or exclusive of VAT, and any VAT registration details, must be verified with a UK accountant before go-live and stated clearly at checkout. Do not treat this draft as tax advice.
5. Optional Monitor
After the Audit, you may be offered SpendGuard Monitor at £29/month. Monitor is optional, can be declined, and is not included in the £99 Audit fee. If you subscribe, billing and cancellation terms for Monitor will be set out separately (or updated here) before that product goes live. Recurring billing will use Stripe UK.
6. Intellectual property
The audit report we deliver is licensed to you for internal business use. We retain ownership of our methods, templates, and know-how. Do not republish our report as a product or resell it without our written consent.
7. Fairness, consumers, and liability
SpendGuard is aimed primarily at UK SMBs (business customers). If you buy as a consumer, nothing in these Terms is intended to take away rights you have under the Consumer Rights Act 2015 (and related UK consumer law) that cannot be excluded. We aim to treat all buyers fairly.
- The Audit is a service to help you spot possible waste and negotiate or cut spend. It is not regulated financial advice, and it is not a substitute for your own legal, tax, or procurement advice.
- Estimates of potential savings are not guarantees.
- To the fullest extent permitted by UK law, we are not liable for decisions you make (or do not make) after reading the report, or for third-party vendor pricing/changes.
- Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be limited under English law.
- Subject to the above, our total liability arising from the Audit is limited to the £99 you paid for that Audit.
Solicitor flag: liability caps and B2B vs consumer wording should be reviewed by a UK solicitor before publish — especially if any marketing could reach non-business individuals.
8. Refunds
Refunds are governed by our Refund policy.
9. Privacy and marketing
How we handle personal data is described in our Privacy notice (UK GDPR and Data Protection Act 2018). Electronic marketing is subject to PECR — see the Privacy notice. We do not use US-centric frameworks (e.g. CCPA / CAN-SPAM) as our primary compliance basis.
10. Governing law
These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer you may benefit from mandatory protections in your home UK nation.
11. Contact
Questions about these Terms: hello@getspendguard.co.uk
Entity details: gtl works trading as spendguard
Draft only. Not published. Fill placeholders; verify VAT with a UK accountant; have a UK solicitor sanity-check liability and consumer clauses before linking from the live site.